/* Cyberlösungen V10 — 19/10/2026 — composants partagés */
[hidden]{display:none!important}
.ico{width:24px;height:24px;flex:0 0 auto;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}

/* --- 3 arguments --- */
.args{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:22px 0 0;padding:0;list-style:none}
.args li{display:flex;align-items:center;gap:12px;padding:13px 14px;border-radius:14px;background:rgba(255,255,255,.08);border:1px solid rgba(123,226,229,.32);font-weight:800;font-size:15.5px;line-height:1.3;color:#fff}
.args .ico-wrap{display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:12px;background:#10bac9;color:#06213a;flex:0 0 44px}
.args .ico{width:26px;height:26px;stroke-width:2.4}
.args small{display:block;font-weight:600;font-size:12.5px;color:#cfe3ee;margin-top:2px}
.args.on-light li{background:#fff;border-color:#d7e6ee;color:#0b2740}
.args.on-light small{color:#52667a}
.finance-line{margin:14px 0 0;font-size:14px;line-height:1.5;color:#cfe3ee;display:flex;gap:9px;align-items:flex-start}
.finance-line .ico{width:20px;height:20px;color:#7be2e5;margin-top:1px}
.finance-line.on-light{color:#3c5468}.finance-line.on-light .ico{color:#078b9a}

/* --- arguments sous les boutons --- */
.cta-args{display:flex;flex-wrap:wrap;justify-content:center;gap:6px 14px;margin:10px 0 0;padding:0;list-style:none;font-size:12.5px;font-weight:700;color:#3f566b}
.cta-args li{display:flex;align-items:center;gap:5px}
.cta-args li::before{content:"";width:7px;height:7px;border-radius:50%;background:#10bac9;flex:0 0 7px}
.dark .cta-args,.cta-args.on-dark{color:#d6e7f0}
.cta-block{text-align:center;margin:26px auto 0;max-width:520px}
.cta-block .button,.cta-block .btn-cyan{display:block;width:100%;margin:0}
.btn-cyan{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:#06a3b1;color:#fff!important;font-weight:850;font-size:16px;padding:16px 22px;border-radius:11px;text-decoration:none;border:0;box-shadow:0 10px 24px rgba(6,163,177,.25);transition:transform .15s ease,background .15s ease}
.btn-cyan:hover{background:#058c98;transform:translateY(-1px)}
.dark .btn-cyan{background:#10bac9;color:#06213a!important}
.dark .btn-cyan:hover{background:#38d0dc}

/* --- badges sécurité --- */
.trust-badges{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;margin:12px 0 0}
.trust-badges span{display:inline-flex;align-items:center;gap:7px;padding:7px 11px;border-radius:999px;background:#eef7f8;border:1px solid #cfe6ea;color:#0b4b57;font-size:12.5px;font-weight:800}
.trust-badges .ico{width:18px;height:18px;stroke-width:2.4;color:#078b9a}
.form-duration{display:inline-flex;align-items:center;gap:6px;font-weight:800}
.form-duration .ico{width:17px;height:17px;stroke-width:2.4}
.urgent-link{display:flex;align-items:center;gap:8px;justify-content:center;margin:12px 0 0;font-size:13px;font-weight:750;color:#9a3a00}
.urgent-link a{color:#9a3a00;text-decoration:underline}
.urgent-link .ico{width:18px;height:18px;color:#c2410c}

/* --- blocs foncés / clairs --- */
.dark{background:linear-gradient(135deg,#071d34 0%,#0c2c4a 60%,#0b4a5a 100%);color:#e6f1f7}
.dark h2,.dark h3{color:#fff}
.dark .intro,.dark p{color:#cfe0ea}
.dark .eyebrow{color:#7be2e5!important}

/* --- tuiles avec pictos --- */
.tile-ico{display:flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:14px;background:#e3f6f8;color:#067e8d;margin-bottom:12px}
.tile-ico .ico{width:30px;height:30px;stroke-width:2.2}
.tile-ico.warn{background:#fff1e6;color:#c2410c}
.tile strong{display:block}

/* --- pourquoi : illustration --- */
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.why-list{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:12px}
.why-list li{display:flex;gap:12px;align-items:flex-start;font-weight:700;color:#fff;line-height:1.4}
.why-list .ico{width:26px;height:26px;color:#7be2e5;stroke-width:2.4}
.path-illu{width:100%;height:auto;display:block;max-width:520px;margin:auto}
.path-illu .scatter{animation:drift 6s ease-in-out infinite alternate}
.path-illu .scatter:nth-of-type(2n){animation-delay:-2s}
.path-illu .flow{stroke-dasharray:6 8;animation:flow 1.6s linear infinite}
.path-illu .pulse{transform-origin:center;transform-box:fill-box;animation:pulse 2.4s ease-in-out infinite}
@keyframes drift{from{transform:translate(0,0)}to{transform:translate(3px,-4px)}}
@keyframes flow{to{stroke-dashoffset:-28}}
@keyframes pulse{0%,100%{transform:scale(1);opacity:.55}50%{transform:scale(1.18);opacity:.15}}

/* --- étapes datées --- */
.steps-v10{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;counter-reset:s}
.steps-v10 li{position:relative;background:#fff;border:1px solid #dce7ef;border-radius:16px;padding:20px}
.step-top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:10px}
.step-ico{display:flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:14px;background:#071d34;color:#7be2e5}
.step-ico .ico{width:28px;height:28px}
.step-date{display:inline-flex;align-items:center;gap:6px;padding:6px 10px;border-radius:999px;background:#e3f6f8;color:#05606d;font-size:12.5px;font-weight:850;white-space:nowrap}
.step-date .ico{width:16px;height:16px;stroke-width:2.4}
.steps-v10 h3{margin:4px 0 6px;font-size:18px}
.steps-v10 p{margin:0;color:#52667a;font-size:14.5px}
.step-n{font-size:12px;font-weight:850;letter-spacing:.1em;color:#078b9a}

/* --- aides : cartes animées --- */
.fund-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center}
.fund-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}
.fund-card{position:relative;overflow:hidden;background:rgba(255,255,255,.07);border:1px solid rgba(123,226,229,.28);border-radius:16px;padding:16px;transition:transform .2s ease,background .2s ease,border-color .2s ease}
.fund-card::after{content:"";position:absolute;left:0;bottom:0;height:4px;width:30%;background:#10bac9;transition:width .35s ease}
.fund-card:hover,.fund-card:focus-within{transform:translateY(-4px);background:rgba(255,255,255,.12);border-color:#7be2e5}
.fund-card:hover::after{width:100%}
.fund-card b{display:block;font-size:24px;color:#fff;line-height:1.1}
.fund-card span{display:block;font-size:13px;color:#cfe0ea;margin-top:5px;line-height:1.4}
.fund-card .ico{width:28px;height:28px;color:#7be2e5;margin-bottom:8px}
.split-bar{margin-top:20px;background:rgba(255,255,255,.08);border-radius:16px;padding:16px;border:1px solid rgba(123,226,229,.22)}
.split-bar .bar{display:flex;height:34px;border-radius:10px;overflow:hidden;background:rgba(255,255,255,.12)}
.split-bar .bar i{display:flex;align-items:center;justify-content:center;font-style:normal;font-size:13px;font-weight:850;width:0;transition:width 1.2s cubic-bezier(.2,.8,.2,1);white-space:nowrap}
.split-bar .bar .own{background:#cfe0ea;color:#071d34}
.split-bar .bar .grant{background:#10bac9;color:#06213a}
.split-bar.in .bar .own,.split-bar.in .bar .grant{width:50%}
.split-bar .legend{display:flex;justify-content:space-between;gap:10px;font-size:12.5px;margin-top:8px;color:#cfe0ea}
.fund-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.fund-links a{display:inline-flex;align-items:center;gap:6px;font-weight:800;color:#7be2e5;text-decoration:underline;text-underline-offset:3px}
.fund-illu{width:100%;max-width:420px;height:auto;display:block;margin:auto}
.fund-illu .coin{animation:coin 3.2s ease-in-out infinite}
.fund-illu .coin:nth-of-type(2){animation-delay:-1s}.fund-illu .coin:nth-of-type(3){animation-delay:-2s}
.fund-illu .arm{transform-origin:150px 150px;animation:wave 3.2s ease-in-out infinite}
@keyframes coin{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
@keyframes wave{0%,100%{transform:rotate(0)}50%{transform:rotate(-6deg)}}
.small-note{font-size:12px!important;color:#9fb6c6!important;margin-top:12px!important}

/* --- fondatrice --- */
.founder{display:flex;gap:22px;align-items:center;max-width:820px;margin:auto;background:#fff;border:1px solid #dce7ef;border-radius:20px;padding:24px;box-shadow:0 14px 40px rgba(7,29,52,.07)}
.founder-photo{position:relative;flex:0 0 112px;width:112px;height:112px;border-radius:50%;background:linear-gradient(135deg,#0c3556,#10bac9);color:#fff;display:flex;align-items:center;justify-content:center;font-size:34px;font-weight:850;border:4px solid #fff;box-shadow:0 0 0 3px #10bac9;overflow:hidden}
.founder-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.founder blockquote{margin:0;font-size:18px;line-height:1.55;color:#0b2740;font-weight:600}
.founder cite{display:block;margin-top:10px;font-style:normal;font-size:14px;color:#52667a}
.founder cite b{color:#0b2740}

/* --- FAQ repliée --- */
.faq-v10{max-width:820px;margin:0 auto}
.faq-v10 details{background:#fff;border:1px solid #dce7ef;border-radius:14px;margin:0 0 10px;padding:0}
.faq-v10 summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px;padding:16px 18px;font-weight:800;color:#0b2740;font-size:16px}
.faq-v10 summary::-webkit-details-marker{display:none}
.faq-v10 summary::after{content:"+";flex:0 0 30px;width:30px;height:30px;border-radius:50%;background:#e3f6f8;color:#067e8d;display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:700;transition:transform .2s ease}
.faq-v10 details[open] summary::after{content:"–"}
.faq-v10 details p{margin:0;padding:0 18px 16px;color:#3c5468;font-size:15px;line-height:1.6}
.faq-v10 details a{color:#067e8d;font-weight:750;text-decoration:underline}

/* --- rappel final --- */
.final-cta{text-align:center}
.final-cta .args{max-width:900px;margin:22px auto 0;text-align:left}

/* --- flèche haut --- */
.to-top{position:fixed;left:16px;bottom:18px;z-index:45;width:46px;height:46px;border-radius:50%;border:0;background:#071d34;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 26px rgba(7,26,44,.28);cursor:pointer;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .2s ease,transform .2s ease,visibility .2s}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top .ico{width:24px;height:24px;stroke-width:2.6;color:#7be2e5}
.to-top:focus-visible{outline:3px solid #f9bd45;outline-offset:3px}
@media(max-width:760px){.to-top{bottom:74px;left:12px}}

/* --- pied de page --- */
.footer-contact a{display:flex!important;align-items:center;gap:9px}
.footer-contact .ico{width:20px;height:20px;color:#7be2e5}
.site-footer .footer-grid.v10{grid-template-columns:1.1fr .8fr .9fr .9fr}
.footer-tagline{font-size:13.5px;color:#b9cddb!important;margin:12px 0 0;max-width:280px}
@media(max-width:980px){.site-footer .footer-grid.v10{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.site-footer .footer-grid.v10{grid-template-columns:1fr;gap:22px}.site-footer{padding-bottom:90px!important}}

/* --- encadré Ratgeber (pages services) --- */
.ratgeber-box{display:flex;gap:16px;align-items:flex-start;background:#f3f9fb;border:1px solid #d3e8ee;border-left:5px solid #10bac9;border-radius:16px;padding:20px;margin:26px 0 0}
.ratgeber-box .ico{width:30px;height:30px;color:#067e8d}
.ratgeber-box strong{display:block;color:#0b2740;font-size:17px;margin-bottom:6px}
.ratgeber-box ul{margin:6px 0 0;padding:0;list-style:none}
.ratgeber-box li{margin:6px 0}
.ratgeber-box a{color:#067e8d;font-weight:750;text-decoration:underline;text-underline-offset:3px}
.ratgeber-box small{display:block;color:#5a6f84;margin-top:8px;font-size:12.5px}

/* --- mobile --- */
@media(max-width:900px){.why-grid,.fund-grid{grid-template-columns:1fr;gap:24px}.steps-v10{grid-template-columns:1fr}.fund-cards{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:600px){
 .args{grid-template-columns:1fr;gap:9px}
 .args li{padding:11px 12px;font-size:15px}
 .fund-cards{grid-template-columns:1fr;gap:10px}
 .fund-card{display:flex;align-items:center;gap:12px}
 .fund-card .ico{margin:0}
 .fund-card b{font-size:20px}
 .founder{flex-direction:column;text-align:center;padding:20px}
 .founder blockquote{font-size:16.5px}
 .ratgeber-box{flex-direction:column;gap:8px}
}
@media(prefers-reduced-motion:reduce){.path-illu *,.fund-illu *{animation:none!important}.split-bar .bar i{transition:none}.fund-card{transition:none}}

/* --- assistant « Bedarf finden » V10 --- */
.chat-group{margin:4px 0 8px;font-size:12px;font-weight:850;letter-spacing:.08em;text-transform:uppercase;color:#067e8d}
.chat-questions{margin-bottom:2px}
.chat-questions .chat-option{background:#eefafb;border-color:#c9e9ee;color:#0b4b57}
.chat-facts{list-style:none;margin:0 0 4px;padding:12px;border-radius:12px;background:#f3f9fb;display:grid;gap:6px}
.chat-facts li{display:flex;gap:8px;align-items:center;font-weight:750;font-size:.9rem;color:#0b2740}
.chat-facts li::before{content:"✓";display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;border-radius:50%;background:#10bac9;color:#06213a;font-size:12px;font-weight:900;flex:0 0 20px}
.chat-link{text-align:center;font-weight:780;color:#067e8d;text-decoration:underline;text-underline-offset:3px}
@media(max-width:760px){.chat-options{grid-template-columns:1fr 1fr}.chat-option{font-size:.9rem;padding:10px}}
.footer-contact a[hidden],.site-footer a[hidden]{display:none!important}
.split-bar .bar i{overflow:hidden}

/* --- mots-clés en gras (V10) --- */
strong.kw{font-weight:800;color:#0b2740}
.dark strong.kw,.hero strong.kw,.finance-line:not(.on-light) strong.kw,.args:not(.on-light) strong.kw,.cta-args.on-dark strong.kw,.dark .cta-args b{color:#fff}
.args small strong.kw{font-weight:850}
.cta-args{font-weight:600;color:#4a6074}
.cta-args b{font-weight:850;color:#0b2740}
.dark .cta-args{color:#cfe0ea}
.faq-v10 details p strong.kw{color:#0b2740}
.urgent-inline strong.kw,.incident-note strong.kw{color:inherit}
.chat-intro strong,.chat-facts strong{font-weight:850;color:#0b2740}

/* --- mots-clés : couleur d'accent (2e ton du site) — 19/10/2026 --- */
strong.kw,.cta-args b,.chat-intro strong,.chat-facts strong,.faq-v10 details p strong.kw{color:#067e8d}
.dark strong.kw,.hero strong.kw,.finance-line:not(.on-light) strong.kw,.args:not(.on-light) strong.kw,.dark .cta-args b,.cta-args.on-dark b,.page-hero.dark strong.kw{color:#7be2e5}
.args:not(.on-light) li > span > strong.kw{color:#7be2e5}
.urgent-inline strong.kw,.incident-note strong.kw{color:#9a3a00}
.cta-args li{display:block}
.cta-args li::before{display:inline-block;vertical-align:middle;margin-right:6px}
.args li > span > strong.kw,.args:not(.on-light) li > span > strong.kw{color:inherit}
.args small strong.kw{color:#7be2e5}
.args.on-light small strong.kw{color:#067e8d}
/* Bouton « Menü » lisible sur l'en-tête foncé (bug V9 : texte blanc sur fond blanc) */
.site-header .nav-toggle{background:transparent!important;border-color:#7be2e5!important}

/* === COMPACT (priorité 19/10/2026 : ne pas s'étaler) === */
@media(max-width:600px){
 .section{padding:24px 16px!important}
 .section h2{font-size:23px!important;margin-bottom:6px!important}
 .section .intro{margin-bottom:12px!important}
 /* étapes : une ligne icône + texte */
 .steps-v10{gap:8px}
 .steps-v10 li{display:grid;grid-template-columns:44px 1fr;column-gap:12px;padding:12px 14px}
 .steps-v10 .step-top{grid-column:1;grid-row:1/span 4;display:block;margin:0}
 .steps-v10 .step-ico{width:44px;height:44px;border-radius:12px}
 .steps-v10 .step-ico .ico{width:24px;height:24px}
 .steps-v10 .step-top .step-date{display:none}
 .steps-v10 .step-n{display:none}
 .steps-v10 h3{grid-column:2;margin:0 0 2px;font-size:16.5px}
 .steps-v10 p{grid-column:2;font-size:14px}
 .steps-v10 .step-date-m{grid-column:2;justify-self:start;margin-top:6px;padding:4px 9px;font-size:12px}
 /* tuiles : icône à gauche */
 .tiles{gap:8px!important}
 .tile{display:grid!important;grid-template-columns:44px 1fr;column-gap:12px;padding:12px 14px!important}
 .tile .tile-ico{grid-row:1/span 3;width:44px;height:44px;margin:0}
 .tile .tile-ico .ico{width:24px;height:24px}
 .tile p{margin:2px 0 4px!important;font-size:14px}
 .service-links{margin-bottom:14px}
 /* illustrations plus petites */
 .path-illu{max-width:300px}
 .fund-illu{display:none}
 .split-bar{margin-top:12px;padding:12px}
 .fund-cards{gap:8px;margin-top:14px}
 .fund-card{padding:10px 12px}
 /* fondatrice : photo à gauche */
 .founder{flex-direction:row;text-align:left;gap:14px;padding:14px}
 .founder-photo{flex:0 0 76px;width:76px;height:76px;font-size:24px;border-width:3px}
 .founder blockquote{font-size:14.5px;line-height:1.45}
 .founder cite{font-size:12.5px;margin-top:6px}
 /* FAQ */
 .faq-v10 summary{padding:12px 14px;font-size:15px}
 .faq-v10 details{margin-bottom:7px}
 /* rappel final : arguments sans sous-titres */
 .final-cta .args small{display:none}
 .final-cta .args li{padding:9px 12px}
 .cta-block{margin-top:16px}
 .why-list{gap:8px;margin-top:12px}
}
@media(min-width:601px){.step-date-m{display:none}}
@media(max-width:600px){
 .site-footer .footer-grid.v10{grid-template-columns:1fr 1fr;gap:18px 14px}
 .site-footer .footer-grid.v10 .footer-about{grid-column:1/-1}
 .site-footer .footer-grid.v10 .footer-contact{grid-column:1/-1}
 .site-footer a{margin:5px 0!important;font-size:14px}
 .site-footer{padding-top:30px!important}
 .footer-bottom{margin-top:18px!important}
}
.founder-mail{display:flex;align-items:center;gap:7px;margin:8px 0 0!important;font-size:13.5px;color:#3c5468}
.founder-mail .ico{width:18px;height:18px;color:#067e8d}
.founder-mail a{color:#067e8d;font-weight:800;text-decoration:underline;text-underline-offset:3px;word-break:break-all}
@media(max-width:600px){.founder-mail{font-size:12.5px;align-items:flex-start}}
.founder-mail a{word-break:normal;white-space:nowrap}.founder-mail span{flex:1}
.footer-legal a{display:inline!important;margin:0!important;color:#b9cddb!important;text-decoration:underline;text-underline-offset:3px}
.footer-legal{color:#7f97a8}
@media(max-width:600px){.footer-bottom{flex-direction:column;gap:6px!important;padding-top:14px!important}}
.ratgeber-box .rg-head{display:flex!important;align-items:center;gap:10px}
.ratgeber-box .rg-head .ico{width:28px;height:28px;color:#067e8d}
@media(max-width:600px){.ratgeber-box{padding:14px 16px}.ratgeber-box li{margin:4px 0;font-size:15px}}

/* === BOUTONS D'ACTION V10 : plus gros, en relief, bien visibles (19/10/2026) === */
.btn-cyan,.hero .button,.card .button,a.button,.btn.btn-primary,.btn.btn-white,.sticky a,.mobile-lead-sticky{
 display:flex!important;align-items:center!important;justify-content:center!important;gap:10px!important;
 background:linear-gradient(180deg,#5ee8f0 0%,#16c6d4 48%,#0a9fae 100%)!important;
 color:#06213a!important;font-weight:850!important;font-size:18px!important;letter-spacing:.005em;line-height:1.2!important;
 padding:17px 22px!important;border-radius:14px!important;border:1px solid #0a9fae!important;text-decoration:none!important;
 box-shadow:inset 0 2px 0 rgba(255,255,255,.6),inset 0 -4px 0 rgba(3,70,80,.28),0 12px 26px rgba(6,163,177,.38)!important;
 transition:transform .15s ease,box-shadow .15s ease,filter .15s ease!important;text-align:center}
.btn-cyan:hover,.hero .button:hover,a.button:hover,.btn.btn-primary:hover,.btn.btn-white:hover,.sticky a:hover,.mobile-lead-sticky:hover{
 transform:translateY(-2px);filter:brightness(1.05);
 box-shadow:inset 0 2px 0 rgba(255,255,255,.65),inset 0 -4px 0 rgba(3,70,80,.28),0 16px 32px rgba(6,163,177,.48)!important}
.btn-cyan:active,.hero .button:active,a.button:active,.btn.btn-primary:active{transform:translateY(1px);box-shadow:inset 0 2px 4px rgba(3,70,80,.35)!important}
.btn-cyan .ico{width:22px!important;height:22px!important;stroke-width:2.8;flex:0 0 22px;margin:0!important;display:block}
.dark .btn-cyan{color:#06213a!important}
.sticky a,.mobile-lead-sticky{font-size:17px!important;padding:14px 18px!important}
.topnav .navcta{font-size:13px!important;font-weight:850!important;background:linear-gradient(180deg,#5ee8f0,#16c6d4 50%,#0a9fae)!important;color:#06213a!important;box-shadow:inset 0 1px 0 rgba(255,255,255,.55),0 6px 14px rgba(6,163,177,.3)}
.btn.btn-small.header-cta{background:linear-gradient(180deg,#5ee8f0,#16c6d4 50%,#0a9fae)!important;color:#06213a!important;font-weight:850!important;border:0!important}
@media(max-width:600px){.btn-cyan,.hero .button,a.button,.btn.btn-primary{font-size:18px!important;padding:17px 18px!important}}

/* === COULEUR RÉSERVÉE AUX BOUTONS DU FORMULAIRE : jaune doré (19/10/2026) === */
.btn-cyan,.hero .button,.card .button,a.button,.btn.btn-primary,.btn.btn-white,.sticky a,.mobile-lead-sticky,.topnav .navcta,.btn.btn-small.header-cta{
 background:linear-gradient(180deg,#ffe08a 0%,#f7bb3b 50%,#dc951b 100%)!important;
 border-color:#c98612!important;color:#06213a!important;
 box-shadow:inset 0 2px 0 rgba(255,255,255,.65),inset 0 -4px 0 rgba(120,70,0,.25),0 12px 26px rgba(220,149,27,.35)!important}
.btn-cyan:hover,.hero .button:hover,a.button:hover,.btn.btn-primary:hover,.btn.btn-white:hover,.sticky a:hover,.mobile-lead-sticky:hover{
 box-shadow:inset 0 2px 0 rgba(255,255,255,.7),inset 0 -4px 0 rgba(120,70,0,.25),0 16px 32px rgba(220,149,27,.45)!important}
.topnav .navcta,.btn.btn-small.header-cta{box-shadow:inset 0 1px 0 rgba(255,255,255,.6),0 6px 14px rgba(220,149,27,.3)!important}
.dark .btn-cyan{color:#06213a!important}

/* Exceptions au doré : bannière cookies (Accepter = Refuser, aucune mise en avant) et boutons hors formulaire */
.consent-banner .btn,.consent-banner .btn.btn-primary,.consent-banner .btn.btn-secondary{
 background:#fff!important;color:#06213a!important;border:1.5px solid #8fa9ba!important;box-shadow:none!important;
 font-size:15px!important;font-weight:800!important;padding:12px 16px!important;border-radius:10px!important;filter:none!important;transform:none!important}
a.btn.btn-primary[href="index.html"],a.btn.btn-small[href="index.html"],a.btn[href^="mailto:"],.chat-result a.btn[href="datenschutz.html"]{
 background:#fff!important;color:#067e8d!important;border:2px solid #10bac9!important;
 box-shadow:none!important;font-size:16px!important;padding:13px 20px!important}
.dark a.btn[href^="mailto:"],.section-blue a.btn[href^="mailto:"]{background:transparent!important;color:#fff!important;border-color:#7be2e5!important}

/* === PICTOS : alternance des couleurs (marine / turquoise / turquoise clair) — 19/10/2026 === */
.tiles .tile:nth-child(3n+1) .tile-ico:not(.warn){background:#071d34;color:#7be2e5}
.tiles .tile:nth-child(3n+2) .tile-ico:not(.warn){background:#10bac9;color:#06213a}
.tiles .tile:nth-child(3n) .tile-ico:not(.warn){background:#e3f6f8;color:#067e8d}
.steps-v10 li:nth-child(3n+1) .step-ico{background:#071d34;color:#7be2e5}
.steps-v10 li:nth-child(3n+2) .step-ico{background:#10bac9;color:#06213a}
.steps-v10 li:nth-child(3n) .step-ico{background:#e3f6f8;color:#067e8d;box-shadow:inset 0 0 0 2px #bfe8ec}
.args li:nth-child(2) .ico-wrap{background:#071d34;color:#7be2e5;box-shadow:inset 0 0 0 2px #10bac9}
.args.on-light li:nth-child(3) .ico-wrap{background:#e3f6f8;color:#067e8d;box-shadow:inset 0 0 0 2px #bfe8ec}
.args:not(.on-light) li:nth-child(3) .ico-wrap{background:#e3f6f8;color:#067e8d}
.why-list li:nth-child(2) .ico{color:#fff}
.fund-cards .fund-card:nth-child(2) .ico{color:#fff}
.trust-badges span:nth-child(2){background:#071d34;border-color:#071d34;color:#fff}
.trust-badges span:nth-child(2) .ico{color:#7be2e5}
@media(max-width:600px){
 .hide-m{display:none!important}
 .page-hero{padding:22px 0 18px!important}
 .page-hero h1{font-size:30px!important;line-height:1.12!important;margin-bottom:10px!important}
 .page-hero .lead{font-size:15.5px!important;line-height:1.5!important}
 .scope-grid{grid-template-columns:1fr!important;gap:8px!important}
 .scope-card{padding:12px 14px!important}
 .scope-card h3{margin:0 0 4px!important;font-size:16px!important}
 .scope-card p{margin:0!important;font-size:14px}
 .check-list li{margin:6px 0!important;font-size:15px}
 .fund-cards[style*="repeat(4"]{grid-template-columns:1fr!important}
 .section-head{margin-bottom:12px!important}
}
.ratgeber-box strong.kw{display:inline!important;margin:0!important;font-size:inherit!important}
@media(max-width:600px){.steps-v10[style]{grid-template-columns:1fr!important}}
@media(min-width:601px) and (max-width:900px){.steps-v10[style]{grid-template-columns:1fr 1fr!important}}